寿险赔偿金计入遗产么？

如果被保险人过世，受益人将会获得一笔保险赔偿金。一般来说，保险赔偿金不超过500万美元（IRS的遗产免税上限），那么受益人不需要就此缴税。
如果寿险赔偿金超出500万美元，那么超出部分将记入保险所有人的遗产，并缴纳相应税收。

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