如果你已经退休，那么今年的RMD是否已经支取？

根据IRS的规定，所有的退休人员在70.5岁之后，每年都必须从退休账户内支取一部分最低金额数量的资金，这就是RMD（Required Minimum Distribution）。如果你忘记支取，那么你可能将面临高达50%的罚金。

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